OEM Parts in Insurance Claims: Genesis in Montana

How to fight for OEM (original equipment manufacturer) parts in your insurance repair claim, state laws on OEM parts, and when aftermarket parts are acceptable. This guide covers Genesis owners specifically in Montana, where Montana's Department of Insurance regulates all claims.

About Genesis Claims

Average diminished value: $4,100. Total loss threshold: 75%.

  • Turbo engine issues
  • Infotainment bugs
  • Paint quality complaints

Tips for Genesis Owners in Montana

  • Genesis warranty is 10yr/100K — verify warranty coverage before filing insurance claim