Auto Insurance Coverage Gaps: Lincoln in New Jersey

Identify dangerous gaps in your auto insurance coverage, common exclusions that catch drivers off guard, and how to close gaps before you need to file a claim. This guide covers Lincoln owners specifically in New Jersey, where New Jersey's Department of Insurance regulates all claims.

About Lincoln Claims

Average diminished value: $4,000. Total loss threshold: 75%.

  • • Air suspension problems
  • • Turbo issues
  • • Infotainment glitches

Tips for Lincoln Owners in New Jersey

  • • Navigator values hold well — push back on low total loss offers
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