OEM Parts in Insurance Claims: Lincoln in Ohio

How to fight for OEM (original equipment manufacturer) parts in your insurance repair claim, state laws on OEM parts, and when aftermarket parts are acceptable. This guide covers Lincoln owners specifically in Ohio, where Ohio's Department of Insurance regulates all claims.

About Lincoln Claims

Average diminished value: $4,000. Total loss threshold: 75%.

  • Air suspension problems
  • Turbo issues
  • Infotainment glitches

Tips for Lincoln Owners in Ohio

  • Navigator values hold well — push back on low total loss offers