Diminished Value Calculator
Estimate how much resale value your vehicle lost after an accident — even after repairs. Uses the industry-standard 17c formula in seconds.
NADA, KBB, or Edmunds value before the accident
Total cost of repairs from your body shop
Current odometer reading (20K-40K mi)
Years since vehicle was new (3-4 yrs)
What is diminished value?
When your car is in an accident, it permanently loses resale value — even after a flawless repair. That loss is called diminished value, and you may be entitled to recover it.
Inherent DV
Loss in value just from having an accident on your vehicle's history report — even with perfect repairs.
Repair-Related DV
Additional loss from imperfect or visible repairs — paint mismatches, panel gaps, or replacement parts.
Immediate DV
Used in total-loss scenarios — the gap between pre-loss value and post-loss salvage value.
Eligibility checklist
- You were not at fault for the accident
- The accident was reported and documented (police report or insurance claim)
- Your vehicle has been repaired (or declared a total loss)
- Your vehicle was less than 8-10 years old at the time of the accident
- Your vehicle had under ~100,000 miles at the time of the accident
- The state's statute of limitations has not expired (typically 2-6 years)