InsurifyAIYour insurance company has adjusters and lawyers. Now you do too.
AI that drafts your demand letter, coaches you live on adjuster calls, and shows what your claim is actually worth.
Flat fee per claim. Never a percentage of your settlement.
Claim CLM-2419
2021 Honda Accord · Rear-end collision · Texas
Your personalized claim guide
Ready to shareClaim CLM-2419: What You Are Owed and How to Get It
Your 2021 Honda Accord was rear-ended on March 4. You are entitled to more than the adjuster’s first offer covers. This guide explains your rights in plain language, itemizes every dollar you can claim, and walks you through the next steps.
Insurers are required by Texas law to acknowledge your claim within 15 business days and resolve it within 15 additional days of receiving your documentation. Your deadline tracker is active…
Included in your pamphlet
- •Your rights under Texas Insurance Code
- •Itemized damages with supporting math
- •Diminished-value claim worksheet
- •Adjuster-call talking points
- •Prompt-pay deadline calendar
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Send to a family member or an attorney for a second opinion.
Built for claims against every major U.S. insurer
State-by-state fault rules, deadlines, and carrier playbooks for all 50 states.
The people who can help you all take a cut. We don’t.
On the $11,362 claim above, here is what each path costs you:
Handle it alone
First offers routinely run thousands below documented damages.
Unpaid damages
Public adjuster — 10–30% of settlement
And most won't take a claim this small.
−$1,136 to −$3,409
Contingency attorney — 33%+
Plus case costs, deducted from your settlement.
−$3,749
InsurifyAI — flat fee
Full Claim Kit. You keep $11,213 — and if you recover under $750, it's free.
−$149
One flat fee buys the whole toolkit.
Tell us what happened, upload your policy, and the platform builds your case.
- Demand letters
- Drafted from your policy and damages, exported to PDF, sent USPS certified with tracking.
- Damages calculator
- Repair, diminished value, rental, lost wages — itemized so nothing is left out.
- Settlement review
- Paste the adjuster's offer; see exactly what it misses and by how much.
- Policy analysis
- Coverage limits, deductibles, and exclusions parsed from your actual policy.
- Vehicle appraisal
- KBB, Edmunds, and NADA values plus NHTSA history in one report.
- Live call coaching
- Real-time guidance during adjuster calls — plus AI practice calls to rehearse first.
- Deadline tracker
- Your state's statute of limitations and the insurer's prompt-pay clocks, counted down.
- State playbooks
- Fault rules, deadlines, and insurer profiles for all 50 states.
- Claim strength score
- Where your case is strong, where it leaks, and what evidence fixes it.
- Certified mail & notarization
- USPS certified delivery and remote online notarization, booked from the claim.
- Timeline & records
- Every call, email, document, and expense logged — your whole paper trail in one place.
- AI claims assistant
- Ask anything about your claim; answers grounded in your documents and your state's rules.
How a claim moves through InsurifyAI.
From the accident to the check, every step has the work done for you.
- 01
File
Answer a few questions about the accident and upload your policy. We parse your coverage, deductibles, and exclusions, and start your state's deadline clocks.
Policy analysis · Deadline tracker · Timeline
- 02
Build the case
The damages calculator itemizes repair, diminished value, rental, and injury reserves. The engine drafts a demand letter calibrated to that number and your state's rules.
Damages calculator · Demand letters · Vehicle appraisal
- 03
Negotiate
Send the demand by certified mail with tracking. When the adjuster calls, the call coach feeds you live guidance — and flags every lowball tactic and risky question.
Certified mail · Live call coaching · Practice mode
- 04
Settle
Paste any offer into the settlement review to see exactly what it leaves on the table. Counter with the gap quantified — and close for what the claim is actually worth.
Settlement review · Claim strength score · AI assistant
Claim outcomes
What claims like yours look like when handled right.
Collision damage almost always comes with a lowball offer and a hidden diminished-value component the adjuster never mentions. Here is what the full picture looks like.
Diminished value
~$3,000–$8,000
typical range
“Typical DV range for a repaired coupe with clean prior history. Actual outcome depends on vehicle age, damage severity, and state law.”
Illustrative scenario
Total loss + ACV dispute
~$4,000–$9,000
typical range
“CCC ONE valuations frequently undervalue comparable listings by 10–20%. A documented comp package is the standard rebuttal.”
Illustrative scenario
Repair + diminished value
~$1,500–$5,000
typical range
“Diminished value is rarely volunteered by adjusters. It must be claimed separately, with documentation, within the state's deadline.”
Illustrative scenario
Diminished value
~$1,500–$5,000
typical range
“Even modest DV claims often settle when backed by a documented 17c calculation and a comparable-listings package.”
Illustrative scenario
Illustrative scenarios only. Not real customers, not verified claim outcomes. Photos are stock images (Unsplash license). Recovery ranges are drawn from published diminished-value research and NAIC complaint data; individual results depend on vehicle, damage severity, state law, and insurer.
Pay once per claim. That’s it.
Letter Kit
$39 /claim
The professional demand letter your claim deserves.
AI demand letter + unlimited revisions · Full claim analysis · Document upload + AI parsing · Email support
Full Claim Kit
$149 /claim
The letter plus the certified valuation report that backs your number.
Everything in Letter Kit · Certified DV / total-loss valuation report · Market comps · Unlimited AI letters · Damages calculator · Money-back guarantee (recover under $750 → full refund)
Settled Package
$249 /claim
Everything, plus support until your claim actually settles.
Everything in Full Claim Kit · Follow-up letters until settled · 1 certified mail included · 1 notarization included · 1 voice coaching session included · Money-back guarantee
Add-ons when you need them: vehicle history reports from $4.99, certified mail $24.99, remote notarization $49.99, voice coaching $14.99. Full pricing →
Repaired after an accident?
Your car is worth thousands less. The insurer owes you that gap.
A collision on your vehicle history reduces its resale value permanently, even after a flawless repair. In most states the at-fault carrier is legally obligated to compensate you for that loss. They call it diminished value, and they almost never volunteer it.
InsurifyAI builds the complete demand: a documented value-loss calculation, market comparables, and a professional letter calibrated to your state’s standards.
Illustrative example
Numbers are illustrative. Actual diminished value depends on vehicle, damage severity, mileage, and state. InsurifyAI calculates your specific number.
Get in touch
Questions? We’ll get back to you within one business day.
Whether you have a specific question about your claim, want to understand your options, or are ready to get started, send us a message and a real team member will respond.
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