Client, stolen-vehicle total loss · Stolen vehicle, total loss · 2017 Subaru Outback Touring
+$4,552after the client came to us
First offer $10,821. The client got it to $14,798 on her own before hiring us, so we count only the increase after that.
Total loss and diminished value claims
When your insurer lowballs your claim, get what you’re actually owed.
Upload the valuation report and we’ll tell you, free, whether the number holds up. If it doesn’t, we write the signed appraisal and the demand letter that answer it, for one flat fee. Never a cut of what you recover.
- Free check, no account or card
- Full Claim Kit refunded if you recover under $500 (terms apply)
- Done for you about 2 business days after we have your documents, fully remote
Latest closed client case: offer $14,798, award $19,350.Results vary.
Reports reviewed and signed by an ASCAA Certified Auto Appraiser (Certificate ASCAA-CERT-9659)
Upload your insurer's valuation report
The CCC or Mitchell report from your insurer, as a PDF or a photo. We read it and tell you plainly whether the offer holds up. Free, no account needed.
Upload your CCC ONE report
PDF, photo, or text — tap to choose, or drag it here
We use your document only to calculate your estimate. We do not share or sell your information.
Documented results
The offer was $14,798. The award was $19,350.
Our first closed paid case, measured from the offer the client had when they came to us. 1 closed so far; 3 more are still open, and we add results here as they close.
A Bay Area client, coached at no charge · Total loss · 2017 Chevrolet Silverado 3500HD
+$2,084over the insurer's first offer, $8,030 over its appraiser's number
Referred by her body shop. We produced no document: we advised by text and email on comps, her written response and the appraisal clause, and checked the settlement breakdown. The insurer's first offer was $40,916 and its own appraiser later said $34,970; she negotiated the $43,000 herself (10/13/2026). No kit was purchased. Not counted in paid-customer figures.
I was skeptical how this would all work when I first contacted InsurifyAI but I have been pleasantly surprised. The process has been easier and faster than I imagined, no doubt due to your diligence and quick responses to all my questions and requests. I am extremely satisfied with your work and the settlement that you were able to generate for our stolen vehicle.
Zoheb was amazing. I couldn't have done this without his guidance. … His communication was great any time I had a question or needed his assistance he was on top of it. Thank again Zoheb for all your help. We greatly appreciate you.
Where this started: our founder’s own family car. The insurer said $17,262; the paperwork got it to $29,155 in writing, $11,643 more like for like. Not a client result, and not counted above.See the documents
Results vary. Every claim is different, and some recover less or nothing above the insurer's offer. Not legal advice. Figures come from each claim’s own documents.
Why us
More than a generic appraisal, for less than a percentage.
A flat fee. Never a cut.
$249 or $349, once, and you keep every dollar you recover. Recover under $500 with the Full Claim Kit and we refund the $349.
We start from the insurer's own report.
We check their CCC or Mitchell valuation line by line against live comparable listings, so your answer is built on their numbers. That first check is free.
Done for you in about 2 business days.
An appraisal signed by an ASCAA Certified Auto Appraiser and a demand letter already written in your name, about 2 business days after we have your documents. Fully remote: you upload, read and send.
Public adjuster, typically 10–30% of the settlement$500 – $1,500
Contingency attorney, typically about 33%$1,650+
Us, one flat fee$349
What each option would cost you on an example $5,000 increase. Illustration only, not a quote from any firm, and many won’t take a claim this size.
Zoheb Alvi, Co-founder & CEO
Indiana University Alum
ASCAA Certified Auto Appraiser (Certificate ASCAA-CERT-9659). He reviews and signs every valuation report before it goes out.
Ajay Donthula, Co-founder & COO
Princeton University
Leads engineering.
How it works
Three steps. The first one is free.
Free, right now
Check the offer
Upload the insurer's valuation report, a PDF or a photo. We read it and tell you plainly whether the number holds up. No account, no card.
About 2 business days
We build your case
If it's worth answering, pick a kit. About 2 business days after we have your documents, you get the evidence and a demand letter already written in your name. Full Claim Kit appraisals are signed by an ASCAA Certified Auto Appraiser.
You stay in control
Send it and negotiate from evidence
You email the letter to your adjuster, or sign a one-page authorization and we send it for you. Forward whatever they reply and we tell you how to answer.
Check before you sign. Accepting the offer and signing the insurer’s release usually closes the claim, and with it your chance to ask for more.
Pricing
One flat fee. You keep what you recover.
Start with the free check. Pay only if you decide the claim is worth answering.
Your car was totaled
Full Claim Kit
$349
Once, per claim. Or 4 payments at checkout.
- Appraisal signed by an ASCAA Certified Auto Appraiser
- Built from live comparable listings and the insurer's own report
- Demand letter written in your name
- Follow-up letters until you settle
- Sign a one-page authorization and we send it for you
Recover under $500? We refund the $349. Terms (not offered in Florida).
Your car was repaired
Diminished Value Kit
$249
Once, per claim.
- Diminished-value report with market comparables
- Demand letter to the at-fault driver's insurer
- Unlimited revisions
- Small-claims-ready evidence packet
What’s in the kits
Prove the number
- Signed appraisalLive comparable listings, ASCAA-signed (Full Claim Kit)
- Their report, line by lineEvery CCC or Mitchell adjustment answered
Make the demand
- Demand letter in your name2 business days after we have your documents
- We'll send it for youSign a one-page authorization
Stay on track
- Follow-up lettersUntil the claim settles (Full Claim Kit)
- An answer to every replyForward their reply; we tell you what next
Questions
Straight answers.
What do I actually get?
First, a free check of the valuation your insurer used. If the offer is short, you pick a kit: we prepare the evidence (for a total loss, an appraisal signed by an ASCAA Certified Auto Appraiser, built from live comparable listings and the insurer's own report) and a demand letter already written in your name. The Full Claim Kit also covers follow-up letters until you settle.
How is this different from hiring an appraiser or a public adjuster?
You pay one flat fee, $249 or $349, never a percentage of what you recover. We start from the insurer's own CCC or Mitchell report, the check comes before you pay anything, and everything happens online. Public adjusters typically charge a percentage of the settlement.
What if it doesn't work?
The $349 Full Claim Kit carries a money-back guarantee: if you recover less than $500 on the claim, we refund the full price (see the guarantee terms; not offered in Florida). Nobody can promise an outcome, and results vary from claim to claim.
How long does it take?
The free check runs as soon as you upload. Once you buy a kit and we have your documents, the appraisal and demand letter take about 2 business days. Don't sign the insurer's release in the meantime: signing usually closes the claim.
Are you a law firm or a public adjuster?
No. We are not a law firm or a public adjuster, and nothing here is legal advice. Reports are reviewed and signed by an ASCAA Certified Auto Appraiser (Certificate ASCAA-CERT-9659), a professional certification. You stay in control of your claim.
Rather ask first?
A real person answers within one business day.
Tell us what happened and what the insurer offered. We’ll tell you honestly whether it’s worth answering.
The first offer is where the insurer starts. Check yours before you sign.
It’s free and takes a couple of minutes. You’ll know whether the number holds up.
Reports reviewed and signed by an ASCAA Certified Auto Appraiser (Certificate ASCAA-CERT-9659). Not a law firm or a public adjuster; not legal advice.