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Free Insurance Claim Tools

Free calculators and utilities to help you understand and maximize your auto insurance claim. Built by the InsurifyAI team to give consumers the upper hand.

Free

Diminished Value Calculator

Estimate how much resale value your vehicle lost after an accident — even after repairs. Uses the industry-standard 17c formula.

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Free

Settlement Estimator

Estimate the full value of your auto insurance claim in under 60 seconds using the same multiplier method that adjusters use.

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Free

Demand Letter Preview

See exactly what a professional auto insurance demand letter looks like for your claim. Free preview, no signup required.

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Total Loss Calculator

Coming soon — estimate whether your vehicle is a total loss based on damage and ACV.

Police Report Decoder

Coming soon — paste your police report and get a plain-English explanation of what each code, citation, and contributing factor means for your claim.