OEM Parts in Insurance Claims: Lincoln in New Mexico

How to fight for OEM (original equipment manufacturer) parts in your insurance repair claim, state laws on OEM parts, and when aftermarket parts are acceptable. This guide covers Lincoln owners specifically in New Mexico, where New Mexico's Department of Insurance regulates all claims.

About Lincoln Claims

Average diminished value: $4,000. Total loss threshold: 75%.

  • Air suspension problems
  • Turbo issues
  • Infotainment glitches

Tips for Lincoln Owners in New Mexico

  • Navigator values hold well — push back on low total loss offers