OEM Parts in Insurance Claims: Lincoln in Texas
How to fight for OEM (original equipment manufacturer) parts in your insurance repair claim, state laws on OEM parts, and when aftermarket parts are acceptable. This guide covers Lincoln owners specifically in Texas, where Texas's Department of Insurance regulates all claims.
About Lincoln Claims
Average diminished value: $4,000. Total loss threshold: 75%.
- • Air suspension problems
- • Turbo issues
- • Infotainment glitches
Tips for Lincoln Owners in Texas
- • Navigator values hold well — push back on low total loss offers