Underinsured Motorist Claims: Lincoln in Washington

Guide to filing an underinsured motorist (UIM) claim when the at-fault driver's coverage isn't enough to cover your damages and medical bills. This guide covers Lincoln owners specifically in Washington, where Washington's Department of Insurance regulates all claims.

About Lincoln Claims

Average diminished value: $4,000. Total loss threshold: 75%.

  • • Air suspension problems
  • • Turbo issues
  • • Infotainment glitches

Tips for Lincoln Owners in Washington

  • • Navigator values hold well — push back on low total loss offers
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