Hit and Run Insurance Claims: Lucid in New Mexico

What to do after a hit and run accident, how to file a claim when the other driver fled, uninsured motorist coverage for hit and run, and police report requirements. This guide covers Lucid owners specifically in New Mexico, where New Mexico's Department of Insurance regulates all claims.

About Lucid Claims

Average diminished value: $8,000. Total loss threshold: 80%.

  • Very limited service network
  • Long parts wait times
  • Software reliability

Tips for Lucid Owners in New Mexico

  • Document every delay — Lucid's limited service network is grounds for diminished value