Uninsured Motorist Claims: Lucid in New Mexico

What to do when you're hit by an uninsured driver, how UM coverage works, filing a claim under your own policy, and recovering damages. This guide covers Lucid owners specifically in New Mexico, where New Mexico's Department of Insurance regulates all claims.

About Lucid Claims

Average diminished value: $8,000. Total loss threshold: 80%.

  • Very limited service network
  • Long parts wait times
  • Software reliability

Tips for Lucid Owners in New Mexico

  • Document every delay — Lucid's limited service network is grounds for diminished value