Appraisal Clause in Auto Insurance: Buick in New Jersey

How the appraisal clause in auto insurance works, when to invoke it, the process of selecting an umpire, and how appraisal outcomes are binding on your insurer. This guide covers Buick owners specifically in New Jersey, where New Jersey's Department of Insurance regulates all claims.

About Buick Claims

Average diminished value: $2,800. Total loss threshold: 70%.

  • Timing chain issues
  • Transmission shudder
  • Infotainment bugs

Tips for Buick Owners in New Jersey

  • Buick vehicles depreciate faster — factor this into diminished value claims