Appraisal Clause in Auto Insurance: GMC in Kentucky

How the appraisal clause in auto insurance works, when to invoke it, the process of selecting an umpire, and how appraisal outcomes are binding on your insurer. This guide covers GMC owners specifically in Kentucky, where Kentucky's Department of Insurance regulates all claims.

About GMC Claims

Average diminished value: $3,200. Total loss threshold: 75%.

  • Transmission failures
  • Brake rotor warping
  • Fuel system issues

Tips for GMC Owners in Kentucky

  • Get frame inspection after any collision