Appraisal Clause in Auto Insurance: Rivian in Michigan

How the appraisal clause in auto insurance works, when to invoke it, the process of selecting an umpire, and how appraisal outcomes are binding on your insurer. This guide covers Rivian owners specifically in Michigan, where Michigan's Department of Insurance regulates all claims.

About Rivian Claims

Average diminished value: $6,500. Total loss threshold: 80%.

  • Service center availability
  • Parts availability delays
  • Software update issues

Tips for Rivian Owners in Michigan

  • Rivian repairs can take months due to parts availability — document all delays