Total Loss Threshold by State: Rivian in South Dakota

Every state's total loss threshold percentage, how it affects whether your car is declared a total loss, and strategies for states with high thresholds. This guide covers Rivian owners specifically in South Dakota, where South Dakota's Department of Insurance regulates all claims.

About Rivian Claims

Average diminished value: $6,500. Total loss threshold: 80%.

  • Service center availability
  • Parts availability delays
  • Software update issues

Tips for Rivian Owners in South Dakota

  • Rivian repairs can take months due to parts availability — document all delays