Diminished value · Maryland

2021 BMW 3 Series diminished value in Maryland

A 2021 BMW 3 Series with typical mileage (~67,500 mi) carries an estimated 17c diminished-value range of $97–$194 on a pre-accident value around $24,210. Whether you recover it in Maryland depends on the deadlines and rules below.

Maryland deadlines and regulator

Statute of limitations:
3 years (property damage) · 3 years (personal injury)
Regulator:
Maryland Insurance Administration
Consumer line:
(410) 468-2000

Maryland rules that shape a claim like this

  • Contributory negligence — even 1% fault bars recovery
  • 3-year statute of limitations for personal injury and property damage
  • Mandatory auto insurance: 30/60/15 minimum liability with uninsured motorist coverage

Maryland Insurance Administration regulates insurers and protects consumers. Maryland is one of the few remaining contributory negligence jurisdictions, making it especially important for claimants to build strong, evidence-based cases.

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