Diminished value · Virginia

2025 Dodge Durango diminished value in Virginia

A 2025 Dodge Durango with typical mileage (~13,500 mi) carries an estimated 17c diminished-value range of $1,722–$3,444 on a pre-accident value around $34,440. Whether you recover it in Virginia depends on the deadlines and rules below.

Virginia deadlines and regulator

Statute of limitations:
5 years (property damage) · 2 years (personal injury)
Regulator:
Virginia Bureau of Insurance
Consumer line:
(804) 371-9741

Virginia rules that shape a claim like this

  • Contributory negligence — even 1% fault bars recovery
  • 2-year statute of limitations for personal injury and property damage
  • Allows $500 uninsured motorist fee in lieu of insurance (unique to Virginia)
  • Mandatory auto insurance: 25/50/20 minimum liability (or pay $500 fee)

Virginia Bureau of Insurance regulates the industry as one of the few remaining contributory negligence states. Uniquely, Virginia allows drivers to pay a $500 fee instead of purchasing auto insurance, though they remain personally liable for damages.

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