Diminished value · Oregon

2025 Ford F-150 diminished value in Oregon

A 2025 Ford F-150 with typical mileage (~13,500 mi) carries an estimated 17c diminished-value range of $1,845–$3,690 on a pre-accident value around $36,900. Whether you recover it in Oregon depends on the deadlines and rules below.

Oregon deadlines and regulator

Statute of limitations:
6 years (property damage) · 2 years (personal injury)
Regulator:
Oregon Division of Financial Regulation
Consumer line:
(503) 378-4140

Oregon rules that shape a claim like this

  • Modified comparative fault — barred at 51% or more fault
  • 2-year statute of limitations for personal injury, 6 years for property damage
  • Mandatory auto insurance: 25/50/20 minimum liability with PIP and uninsured motorist

Oregon Division of Financial Regulation oversees insurance and consumer protection. Oregon requires both PIP and uninsured motorist coverage, providing broader protection for accident victims.

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