Diminished value · Illinois

2025 Kia Sorento diminished value in Illinois

A 2025 Kia Sorento with typical mileage (~13,500 mi) carries an estimated 17c diminished-value range of $1,435–$2,870 on a pre-accident value around $28,700. Whether you recover it in Illinois depends on the deadlines and rules below.

Illinois deadlines and regulator

Statute of limitations:
5 years (property damage) · 2 years (personal injury)
Regulator:
Illinois Department of Insurance
Consumer line:
(866) 445-5364

Illinois rules that shape a claim like this

  • Modified comparative fault — barred at 50% or more fault
  • 2-year statute of limitations for personal injury, 5 years for property damage
  • Mandatory auto insurance: 25/50/20 minimum liability

Illinois Department of Insurance regulates one of the largest insurance markets in the Midwest. The state uses modified comparative fault, barring recovery at 50% or more fault, and has consumer-friendly complaint resolution processes.

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