Diminished value · South Dakota

2025 Kia Sorento diminished value in South Dakota

A 2025 Kia Sorento with typical mileage (~13,500 mi) carries an estimated 17c diminished-value range of $1,435–$2,870 on a pre-accident value around $28,700. Whether you recover it in South Dakota depends on the deadlines and rules below.

South Dakota deadlines and regulator

Statute of limitations:
6 years (property damage) · 3 years (personal injury)
Regulator:
South Dakota Division of Insurance
Consumer line:
(605) 773-3563

South Dakota rules that shape a claim like this

  • Modified comparative fault — barred at 51% or more fault
  • 3-year statute of limitations for personal injury and property damage
  • Mandatory auto insurance: 25/50/25 minimum liability with uninsured motorist

South Dakota Division of Insurance regulates the industry within the Department of Labor and Regulation. South Dakota requires uninsured motorist coverage and follows standard modified comparative fault rules.

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