Diminished value · Tennessee

2026 Mazda MX-5 Miata diminished value in Tennessee

A 2026 Mazda MX-5 Miata with typical mileage (~0 mi) carries an estimated 17c diminished-value range of $1,600–$3,200 on a pre-accident value around $32,000. Whether you recover it in Tennessee depends on the deadlines and rules below.

Tennessee deadlines and regulator

Statute of limitations:
3 years (property damage) · 1 years (personal injury)
Regulator:
Tennessee Department of Commerce and Insurance
Consumer line:
(615) 741-2241

Tennessee rules that shape a claim like this

  • Modified comparative fault — barred at 50% or more fault
  • 1-year statute of limitations for personal injury, 3 years for property damage
  • Mandatory auto insurance: 25/50/15 minimum liability

Tennessee Department of Commerce and Insurance oversees insurance regulation and consumer protection. Tennessee has one of the shortest statutes of limitations in the country at just 1 year for personal injury claims.

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