Diminished value · Colorado

2023 Toyota Highlander diminished value in Colorado

A 2023 Toyota Highlander with typical mileage (~40,500 mi) carries an estimated 17c diminished-value range of $502–$1,004 on a pre-accident value around $27,896. Whether you recover it in Colorado depends on the deadlines and rules below.

Colorado deadlines and regulator

Statute of limitations:
3 years (property damage) · 3 years (personal injury)
Regulator:
Colorado Division of Insurance
Consumer line:
(303) 894-7499

Colorado rules that shape a claim like this

  • Modified comparative fault — barred at 50% or more fault
  • 3-year statute of limitations for personal injury and property damage
  • Mandatory auto insurance: 25/50/15 minimum liability

Colorado's Division of Insurance regulates the insurance industry and assists consumers with complaints. The state uses a modified comparative fault system where recovery is barred if the claimant is 50% or more at fault.

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