Appraisal Clause in Auto Insurance: Rivian in Missouri

How the appraisal clause in auto insurance works, when to invoke it, the process of selecting an umpire, and how appraisal outcomes are binding on your insurer. This guide covers Rivian owners specifically in Missouri, where Missouri's Department of Insurance regulates all claims.

About Rivian Claims

Average diminished value: $6,500. Total loss threshold: 80%.

  • Service center availability
  • Parts availability delays
  • Software update issues

Tips for Rivian Owners in Missouri

  • Rivian repairs can take months due to parts availability — document all delays