Is your CCC ONE total-loss value too low?
When the carrier hands you a CCC ONE number, it's built on an old database and "condition adjustments" you can't see inside. We price your car from what cars like yours are actually selling for right now — every comp shown and dated.
"CCC values your car with old or cherry-picked numbers. We use what cars like yours are actually selling for right now."
CCC ONE is a trademark of CCC Intelligent Solutions Inc. InsurifyAI is independent and not affiliated with CCC. Comparison reflects how each valuation is typically produced.
Why real-time wins
Real-time
Priced from live market data the day your claim is worked — not a table that refreshed last quarter.
Independent
Built for you, not for the insurer writing the check. No incentive to trend the number down.
Transparent
Every comparable vehicle is shown, sourced, and dated. CCC's 'condition adjustments' aren't.
What "real-time" is worth on a real car
Used-car prices move week to week. A value built on last quarter's database can run hundreds to thousands low.
Difference on a recent Model 3 total loss: +$1,660 the carrier had to answer for. Illustrative — your number depends on your vehicle and today's market.
A flat fee, not a cut of what you recover.
A percentage fee comes out of whatever extra the insurer pays. Our fee is flat, so it stays the same however much you recover. Compare what you would keep.
From $500 to $25,000. An estimate, not a prediction.
On $4,000, you keep $3,651 with InsurifyAI, and $2,680 with an attorney.
Attorney
Typical fee: 33% contingency
You keep
$2,680
They take $1,320
InsurifyAI
Full Claim Kit: $349 flat
You keep
$3,651
You pay $349, flat. No cut of the recovery.
If your claim recovers less than $500 after using the Full Claim Kit, we refund your purchase in full. Guarantee terms
Typical fee ranges are industry estimates and vary by provider and state. Attorneys often charge about 33%, and some add costs. Confirm any provider’s terms directly.
Sources for the typical ranges, not any named provider’s fees: published contingency rates of diminished-value recovery services, and the one-third contingency common in attorney fee agreements.
Those options handle the claim for you. The kit gives you the valuation evidence and letters to respond to the insurer yourself.
Results vary. Not legal advice.
Car owners
See what your car is really worth today — with the real listings to back it up.
Run a real-time reportBody shops
Hand your customers a real-time valuation with every comparable shown and dated.
Become a partner shopJust got a CCC report? Get a free check of your CCC report · Related: Insurer dealer survey vs. real-time ACV