Real-Time vs. CCC ONE

Is your CCC ONE total-loss value too low?

When the carrier hands you a CCC ONE number, it's built on an old database and "condition adjustments" you can't see inside. We price your car from what cars like yours are actually selling for right now — every comp shown and dated.

"CCC values your car with old or cherry-picked numbers. We use what cars like yours are actually selling for right now."
Dimension
InsurifyAI report
CCC ONE valuation
Where the number comes from
Live listings + real transaction data pulled at claim time
CCC's proprietary database + 'condition adjustments'
How fresh the data is
Real-time — reflects today's market
Periodic database refresh
Who it's built for
The car owner — independent
Sold to insurers & shops
Transparency of comps
Every comparable shown, sourced, and dated
'Condition adjustments' often unexplained
Which way the number tends to move
The defensible, current market number
Adjustments trend the value down
Standing up to a carrier pushback
Timestamped to the day the claim is worked
Hard to audit — you rarely see the raw math

CCC ONE is a trademark of CCC Intelligent Solutions Inc. InsurifyAI is independent and not affiliated with CCC. Comparison reflects how each valuation is typically produced.

Why real-time wins

Real-time

Priced from live market data the day your claim is worked — not a table that refreshed last quarter.

Independent

Built for you, not for the insurer writing the check. No incentive to trend the number down.

Transparent

Every comparable vehicle is shown, sourced, and dated. CCC's 'condition adjustments' aren't.

What "real-time" is worth on a real car

Used-car prices move week to week. A value built on last quarter's database can run hundreds to thousands low.

InsurifyAI real-time report
$29,400
Priced from live listings today
Every comparable shown & dated
Built independent of the carrier
CCC ONE valuation
$27,740
Database + condition adjustments
Refreshed periodically, not today
Raw comps rarely shown

Difference on a recent Model 3 total loss: +$1,660 the carrier had to answer for. Illustrative — your number depends on your vehicle and today's market.

Car owners

See what your car is really worth today — with the real listings to back it up.

Run a real-time report

Body shops

Hand your customers a real-time valuation that beats the CCC number — and win the total-loss dispute.

Become a partner shop

Related: Insurer dealer survey vs. real-time ACV

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