InsurifyAIVehicle appraisal for insurance claims
Online vehicle appraisal. Flat fee.
$39–$349 flat. Never a cut of your payout.
Your insurer totaled your car, or paid for a repair that left it worth less. You want a real number to push back with. We build the valuation report and the letter online, for one flat price.
Appraiser, public adjuster, or us
Typical ranges, not quotes. Every provider sets its own price, so ask for it in writing.
| Option | Local independent appraiser | Public adjuster | InsurifyAI |
|---|---|---|---|
| What you pay | Typically $300–$600 per report. | Typically 10–15% of the claim. | $39–$349 flat. Never a cut of your payout. |
| How it works | Inspects the car in person. | Takes over a claim under your own policy. | Online. You send photos, the repair estimate and the insurer's offer. |
| Speed | Book a visit, then wait for the written report. | Works the claim over weeks or months. | Start online in minutes. No appointment to wait for. |
| Where | Their local area. | States where they hold a license. | Claims in all US states, online. |
| In-person inspection | Yes. | Varies. | No. |
Want the longer version? Read independent auto appraiser vs. our claim kit.
When a local appraiser is the better call
We are not an in-person appraiser. Nobody from InsurifyAI comes to look at your car. We work from your photos, the repair estimate, the history report and the insurer's valuation.
Sometimes that is not enough. If your insurer's appraisal clause or your state requires a physical inspection by a licensed appraiser, hire a local appraiser. That is the right choice, and we will tell you so. The same goes for classic, custom or heavily modified cars.
Our edge is price, speed and being online. For a modern car where the fight is about market value, that is usually what you need.
New to the appraisal clause? Read how the appraisal clause works.
Vehicle appraisal near me
We serve claims in all US states, online. So “near me” is wherever you are. No drive, no appointment. Want local rules and deadlines? Find claim help by city.
Pick the kit for your claim
Diminished Value Kit
Diminished value appraisal. Your car was repaired but is worth less now because of the accident on its history.
Full Claim Kit
Total loss appraisal. The insurer totaled your car and you think their number is low.
Letter Kit
You already have your number and only need the demand letter. No valuation report.
See everything in each kit on pricing → Repaired car? How diminished value works →
Vehicle appraisal questions
- How much does a vehicle appraisal cost?
- Local independent appraisers typically charge $300–$600 for a written report. Public adjusters typically take 10–15% of the claim. Ours is a flat fee: $249 for a diminished value report and letter, $349 for a total loss report and letters, or $39 for a letter only. Never a percentage of what you recover.
- Is there a vehicle appraisal near me?
- We work online, so near you means wherever you are. We serve claims in all US states. If you need someone to look at the car in person, search for a local appraiser instead.
- Do you inspect the car in person?
- No. We are not an in-person appraiser. We build the report from your photos, the repair estimate, the history report and the insurer's valuation. If your policy's appraisal clause or your state requires a physical inspection by a licensed appraiser, hire a local appraiser. That is the right choice for that case.
- Can I use this for a total loss claim?
- Yes. The Full Claim Kit ($349) gives you a valuation report with market comps and letters to dispute the insurer's offer.
- Can I use this for a diminished value claim?
- Yes. The Diminished Value Kit ($249) gives you a diminished value report with market comps and a demand letter to the at-fault driver's insurer.
- Do you promise a result?
- No. The insurer decides what it pays, and every claim turns on its own car, market and policy. We give you the evidence and the letter. You present the claim.
Get your number. Keep your payout.
$39–$349 flat, paid once. Start online in a few minutes.
General information, not legal advice. InsurifyAI is not a law firm or a public adjuster and does not negotiate claims for you. Other providers set their own prices; confirm them directly. Results vary.